General Legal Notices & Designations
You understand and agree, by using this Website and any other Business Development Specialists Group (here forth referred to as "BDSG") website or any other BDSG Programs, to all of the following and below listed Terms and Conditions, Statements and Agreements. BDSG assumes no liability for damages consequent or related to the use of any BDSG product, Website or any information included or contained within the BDSG Website, including but not limited to any downloaded or purchased programs, applications or other computer files from any BDSG web site or any other site to which the BDSG website is linked. BDSG reserves the right to, at any time without notice, except as stated herein, change any information within this Website including but not limited to: components, programs, manuals, prices, program descriptions, program specifications, module descriptions, SBA information and warranty terms. The information furnished by BDSG is believed to be as accurate and reliable as possible when listed. However, no responsibility is assumed by BDSG for its use, nor for any infringements of patents or other rights of third parties resulting from its use.
Disclaimers of Warranty & Limitation of Liability
You understand and agree, by using this website or any BDSG programs, that BDSG will not be liable for incidental, direct, indirect, non-related, related or cover any economic or consequential damages arising out of the use or inability to use the material, contents or information of this Site, even if advised of the possibility of such damages. It is agreed that any use of the information or product produced by BDSG be used for legal purposes only. Warranty of BDSG Products is limited to stated warranty in BDSG Website. Warranty does not apply to purposes of use of product or results thereof. BDSG disclaims any warranty of merchantability with respect to the product being offered or purchased. Any Warranties not expressly stated by the BDSG Website are hereby disclaimed and void. BDSG is fully indemnified from any further legal obligations. To the maximum extent permitted by applicable law, BDSG provides to you the BDSG Programs, Components and Websites, and any, if any, support services related to the program and any related components as is and with all faults; and BDSG hereby disclaims with respect to the program, Website or any related components and support services all warranties and conditions, whether implied, express or statutory, including, but not limited to, and any, if any, warranties or conditions of or related to: merchantability, non-infringement, fitness for a particular purpose, title, lack of viruses, completeness of responses, negligence or lack of workmanlike effort, results, quiet possession, quiet enjoyment and correspondence to description. The entire risk arising out of use or performance of the BDSG Programs, Websites or any other related components and any support services remains with you. All programs, software, products, components, websites and anything related from BDSG is intended to present general information only, is generic in nature, and in no way shall, nor should, constitute or substitute for legal counsel or advice. It is advisable to seek legal and professional counsel in all complex or other situations to assure that all legal, tax or other consequences receive proper consideration. BDSG products and websites should not be considered a substitute for legal counsel. Exclusion of consequential, incidental, or indirect and certain other damages: to the maximum extent permitted by applicable law, in no event shall BDSG be liable for any special, consequential or incidental losses whatsoever, including but not limited to, damages for: loss of confidential or other information, loss of profits, business interruption, personal injury, loss of privacy, failure to meet any duty, including of good faith or of reasonable care, negligence, and any other pecuniary or other loss whatsoever, arising out of or in any way related to the use of or inability to use any BDSG Programs, Websites or other related components or the support services, or failure to provide support services, or otherwise under or in connection with any provision of this agreement even if BDSG or anyone else has been advised of the possibility of such damages. Limitation of liability and remedies: Not withstanding any damages that you might incur for any reason whatsoever, including, without limitation, all damages referenced above and all direct or general damages, the entire liability of BDSG under any provision of this agreement and your exclusive remedy for all the foregoing shall be limited to the greater of the amount actually paid by you for the BDSG components or U.S. $5.00. The foregoing limitations, exclusions and disclaimers shall apply to the maximum extent permitted by applicable law, even if any remedy, even if any remedy fails its essential purpose.
Jurisdiction, Governing Authority & Applicable Laws
It is understood, recognized and agreed that in relation to all business transacted via online purchases or otherwise in the United States or abroad that Business Development Specialists Group (BDSG) does not primarily do business in any one certain or exact state, with the exception of certain incidental promotional, marketing or advertising activities in certain States, and for purposes of taxation and disputes arising in connection with these Terms and Conditions of Sale shall be governed and handled by the laws of the State, without regard to principles or conflicts of laws, in which Business Development Specialists Group (BDSG) is Incorporated and holds related Business License and in which it has herein stated primary presence, permanence and continuity in addition to engaging in a continuous and systematic course of doing business. In relation to jurisdictional legal authority, as pursuant to limitations imposed on the authority of a State in regard to interstate commerce situations and relationships, it is well established in Business Corporation Law §1301b as to the inapplicability of jurisdiction and the applicability of jurisdiction being the primary place of doing business and in this case shall be the same State in which Business Development Specialists Group (BDSG) is Incorporated and holds related Business License and this shall also be jurisdiction for purposes of taxation and disputes. No other State shall be recognized, no matter how incidental or non-incidental such relationships shall be constituted or be interpreted, or have jurisdiction in such matters or any other matters in relation to Interstate Commerce and it is herein posted, stated, recognized, understood and is intentionally agreed to be pursuant to the principles of accepted Business Corporation Law.
Specialists Group has always been committed to
maintaining the accuracy, confidentiality, and security
of your personal and corporate information. We have
established Privacy Principles to govern our use of
customer information. Business Development Group,
does not sell, share or distribute Customer Information
to any third party organization.
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It is understood that Business Development Specialists Group has first rights and copyright to all material contained in the website, other various websites, programs and related materials and such copyright is herein stated. Copyright © by Business Development Specialists Group. All Rights Reserved. Marketed by SBALoanEasy Kits™. Compliance in accordance with all applicable copyright laws is the sole responsibility of the user. Warning: This Site and related Programs, Components, or Products are protected by international treaties and copyright law. Unauthorized distribution or reproduction of this Site and related Programs, Components, or Products, or any portion of any of them, may result in severe civil and criminal penalties, and will be prosecuted to the maximum extent possible under the law. Without changing or limiting the rights under copyright law, no part of this document may be stored in, reproduced, or introduced into a retrieval system, or transmitted in any form or by any means (photocopying, faxing, electronic, mechanical, recording, or otherwise), or for any other purpose, without express written permission of Business Development Specialists Group. Questions or problems regarding this web site should be directed to Web [at] sbaeasy [dot] com Site Last Modified 01/06/16.
Payment Plan & Subscription Agreement Detail
Payment Plan or Subscription for Full Premium Gold Program Version of The SBA Loan Program is Mandatory 4 Month Payment/Subscription Plan Agreement. Original Agreement to Purchase The SBA Loan Easy-Step 123 Full Premium Kit Version 3.0 or any previous version Software Program includes an initial Payment/Subscription plan payment plus any applicable tax and fees charges, agreement of three additional monthly Payment/Subscription plan payments for program purchase accepted at point of purchase. Premature Cancellation or Non-Payment of Agreement Voids Refund Guarantee, License, Support, and all other Included Program Services and Benefits and will automatically trigger all Legal, Fraud and Collection Procedures. Discount coupons or any other special discount pricing is not applicable to 4 Payment Payment/Subscription Plan. Only payment in full transactions are eligible for any specials or discounts. Payment/Subscription Plan Note quoted from Website: "*Note: Four Month Payment/Subscription Plan Required for all Program Purchases. Payment Plan Program is sold only on Payment/Subscription Plan Basis and requires 4 month Payment/Subscription plan agreement. Payment/Subscription Plan includes Refund Guarantee, Program Use License as well as all other Included Services and Benefits including all Consulting and Advising, Support, Advice & Consulting, Lender Linker Access, All Program Benefits, Business Plan, Marketing Plan and SBA Loan Package Review, Lender Connections, Help, Unlimited Question Answering, Updates, News, Online Connections and Access, Incorporator Access, and all Benefits, Bonuses, Services and Items Listed in Above Table." Additional Notice: Original Agreement to Purchase includes agreement to four month Payment/Subscription Plan Payments. If you cancel the Payment/Subscription Plan, or fail to keep payment agreement, prior to four month payment agreement you will lose the Refund Guarantee, Program Use License as well as all other Included Services and Benefits including all Consulting and Advising. All services, benefits and features of subscription are ongoing for length of subscription. Cancellation of Payment/Subscription Plan prematurely (prior to 4 Month Mandatory Payment/Subscription Plan Agreement Accepted at point of purchase) Voids these items: Refund Guarantee, Program License of use, Support, Advice & Consulting, Lender Linker Access, All Program Benefits, Business Plan and SBA Package Review, Lender Connections, Help, Unlimited Question Answering, Updates, News, Online Connections and Access, Incorporator Access, and all Bonuses as well as triggers all available Legal, Fraud and Collection Procedures. Email if you have any questions regarding your purchase.
Reviews of documents are completed for program formatted module information only. This means that Reviews are done for any documents, files or modules that are from the SBA Easy-Step Kit, but not done on documents, files or information from any other type of program or from any other information that is not in the program modules. We do not accept files sent by or through intermediaries, file sharing services, dropbox, google docs or other similar file sharing services. All files must be sent in either as an attached file or in a zipped folder that you attach to an email and send. That is the best way to send your files to us. We do not review jpg or any other image or photo file type documents or forms either. Send the actual pdf file that is involved. *Please understand that a review of documents is "Normally" completed within "7 to 14 Business Days" and sometimes faster depending on the current work load. This does not mean that we are guaranteeing or promising a minimum of 7 or maximum of 14 business day review nor is that a requirement or a legal obligation. It just means that this is our normal estimated time frame barring any unforeseen circumstances or delays due to higher work load or other unforeseen factors. Normally we do have it done in that time frame if not even faster. In worst case scenarios it normally doesn't go longer than just a few days to a week beyond our estimated time frame. We do work hard to do it as fast as possible considering the queue. No matter what happens we do keep your information in the queue and complete it in the order that it was received. We will contact you with an analysis of suggested changes, or a confirmation to use the information as is, once your Information Review has been completed. Your information will be Reviewed and Analyzed by our Accountants and SBA Loan Consultants, and you will receive an email once all documents have been reviewed. Please note that if you send in other files for review that it resets your place in the queue. It is better to send everything at once rather than piecemeal. Also it is better to send files or a zipped folder in an attached file in a regular email. Files sent by other services, intermediaries or by dropbox or other similar file sharing alternatives sometimes end up either not working correctly, being corrupted somehow or expiring prior to the review. This only ends up delaying the review process. Sometimes they work and sometimes they don't. Also we have had problems in the past with outside file services introducing viruses, trojans and other problems into our servers. For these reasons we do not accept any files other than files sent by email in an attached file or in a zipped folder that is then attached to an email. We do accept faxes as well and if you cannot find any other way to send your information a fax is acceptable. The best way to send files is through an attached file in a regular email. Also note that we do not review files as they are received and that it is not until we actually begin to work on your information that we will know if you sent the information in the wrong way and then we have to notify you and that causes more delays. Current Estimated Response/Completion Time Tables: *For Reviews: Approximately 10 Business Days. Review Dept Business Days & Hours of Operation: Tuesday through Friday 10AM to 6PM Excluding Holidays. All services including review service and loan arrangement service is for one year from the date of purchase.
Guarantee & Refund/Cancellation Policy Agreement
SBA Easy-Step 123 Kit Program Refund Policy: You understand and agree that every Program that BDSG sells comes fully backed with a 100% Risk Free Full One Year Money Back Performance Guarantee. If You complete the Steps in the Kit and are not 100% Satisfied and cannot raise any money with it then you will get your Money Back. We believe so strongly in our product that we can make this promise to every buyer of our products. This Guarantee is extended to every product that we sell. Try our software and if, after completing the steps in the Kit and preparing your SBA Loan Package you are not satisfied and cannot raise any money with it then we will give you a full refund. You Can Be Assured That We Will Stand Behind Our Software. We always include with the purchase of any of our programs a Full Money Back Performance Guarantee and have placed on our product the two Guarantee Seals stating the performance guarantee. It should be noted that refunds are not extended for just any reason, but specifically in cases where customer has in good faith completed the steps in the kit, prepared the documents required by the steps, followed through with the review process and submitted their final loan packages to at least 3 lenders that were arranged by their assigned Accountant and have received denials or rejections from all three submittals. This is a performance guarantee, not a guarantee for a refund for any reason whatsoever. We may require confirmation of preparation and submittals. This is service for a period of one year. All services including review service and loan arrangement service is for one year from the date of purchase. The refund guarantee is for one year only and no refunds are made after the one year period beginning with date of purchase. In cases of non delivery of program a new program will be sent. In cases of program not functioning correctly our support department will assist to correct the problems. Those cases are not considered reasonable grounds for refunds. It should be understood that software is not returnable in most cases to retail store outlets and it should not be expected to be returned with online purchases unless you meet the criteria set forth by our performance guarantee. In certain situations where a client has actively worked to cause a loan to be denied or has refused to cooperate, follow our specific advice or directions, complete the items we request, by their actions have hindered the loan process or has tried to arrange their own SBA or conventional Loan outside our services after they have purchased our services and our program then the refund/cancellation guarantee is voided. Our services are not only in relation to SBA Loans but also include conventional loans as every SBA Loan application is required to also be first considered for a conventional loan according to SBA guidelines. As a result we not only pursue SBA funding but any type of funding. Funding is not limited to SBA Loans. Any type of loan approval or offer of loan is considered performance of our services in accordance with our performance guarantee. We reserve the right to discontinue service to any client that persists in being excessively rude, abusive, disorderly, disruptive, unreasonable, argumentative, who does not act in a civil manner or who refuses to follow the instructions given. In these cases a discontinuation of service for this type of behavior will void the refund/cancellation guarantee. In cases where a loan is approved or offered and client turns down or does not accept the loan for whatever reason then that is considered an approval. Note that we are NOT guaranteeing that anyone will get approved for an SBA Loan or any other type of loan, but that if one is not approved then we refund in accordance with the above stated terms. This is not a guarantee that you will get a loan, but a guarantee that if you are denied that we will refund you if you completed the process as instructed by the program and the assigned accountant. We are not guaranteeing results, but offering a refund guarantee of a refund based on at least 3 denials from lenders that we arrange once the paperwork for the loan is prepared, reviewed, corrected, perfected and submitted to those lenders. There is no refund guarantee extended to those that quit, abandon or don't complete the full process to the point of at least 3 denials. Regarding approvals, we cannot and will not make any representations as to whether a loan will be approved or not since every situation is different and the results vary greatly with these types of loans. Past experience proves that such judgments cannot be made since the most perfect cases can be denied while the worst cases can sometimes be approved. There is great flexibility and variety among the lenders and what they are willing to do and not do. No definite appraisals can be made and none are made. We simply take all cases that are eligible, work to create the best possible package from the actual information and find the most likely and interested lender and leave the approval decisions and process up to the lenders. Our program software, services and goal is to simply create the best loan package possible, utilizing the customers actual true and as accurate as possible information putting everything through a fine-tuning process and then once it is ready for a lender we then select the most likely lenders from our information database and begin contacting various lenders and work to sell and promote your plans to a lender to try to secure an approval. From years of experience in this field this is the best way that we have found to accomplish this. Our goal is to enable our customers to have the highest chance of success with a lender by using our systems, reviews, help and lender arrangement assistance. The software program is our product and the support and help services are included at no extra charge.
Acceptance of Terms & Acknowledgement
It is understood and agreed that by using the BDSG website or ordering online any BDSG products customer acknowledges these Terms and Conditions including all the above legal notices and disclaimers of warranty and limitation of liability statements and also customer acknowledges reading these Terms and Conditions, understands them and agrees to be fully bound by them with no reservations. Customer herewith agrees with all of these Terms and Conditions. By using the BDSG Website or making any purchases from any BDSG Website Customer recognizes that they have agreed to and accepted these Terms and Conditions and agrees to abide and be bound by them. Without this agreement BDSG does not agree to make any purchases nor allow any use of any BDSG Websites. With respect to all orders accepted by BDSG from any on-line purchases in the United States, disputes, disagreements or legal actions arising in connection with these Terms and Conditions of Sale shall be governed by this agreement without regard to any other principles or conflicts of laws. You agree, by using this Website and any other Business Development Specialists Group (here referred to as "BDSG") website or any other BDSG Programs, to all of the preceding and above listed Terms and Conditions, Statements and Agreements.
It is suggested and advised that every user or purchaser review the following information fully and completely before using the
Business Development Specialists Group ("BDSG") website
or purchasing the SBALoanEasy Kit™ ("Product") or any other BDSG SBALoanEasy Products ("Components") . By using the
BDSG web site ("Site"), you agree to and fully accept these terms and conditions ("Terms"). If you do not accept these Terms, then please do not use this Site
Questions or problems regarding this web site
should be directed to
Web [at] sbaeasy [dot] com
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